Mate XT- How to use NFC mobile payment?

Please follow the steps below to set up PayBy as your default NFC payment solution with your Mate XT series devices.

1. Install PayBy from the Huawei AppGallery
2. Verify your identity using EID.
3. Once your identity is approved, you can add your  ( DEBIT CARD Only ) to the wallet. Credit Card not allowed.
4. Generate a UnionPay Card and link your Mastercard or Visa to the UnionPay Card.
5. Open the UnionPay and enable tap to pay for NFC payments.
6. You can now enjoy NFC payments in the UAE. Note that some machines do not support UnionPay. However, More machines in the UAE will support UnionPay in the future.

​1.  UnionPay Virtual Card Services ( We always advise to load the money from Debit card to the wallet to be able to pay using Union Pay Vitrual card service )
We may offer you the ability to apply for a UPI Virtual Card via the activate UPI Card section of the PayBy App. The UPI Virtual Card will allow you to make payments for goods and services at merchants which accept UnionPay International cards as a payment method (UPI Merchants). When you use your UPI Virtual Card, funds will be debited from your stored value balance held on your PayBy Wallet. You may make payments in-store by presenting your UPI Virtual Card at a contactless terminal, scanning the UPI Merchants QR Code or presenting your UPI QR Code for scanning by the UPI Merchant. You can also make payments online by entering the UPI Virtual Card details at checkout. You can change your UPI Virtual Card settings in the PayBy App.